FAQ

Frequently asked questions

Everything about buying with Cedar, cashing out your home, and working with us — in one place.

Getting Started

What is a Cedar Leasehold?

How does the co-buying process with Cedar work?

What is the difference between traditional ownership and a Cedar Leasehold?

What are the benefits of buying a home with Cedar?

Is the closing process with Cedar the same as a traditional home purchase?

What is ground rent?

Does ground rent change over time?

Why does Cedar purchase the land?

Can I buy the land later?

Are there major restrictions?

If I want to sell my home, are there restrictions?

What happens after the 99-year lease expires?

Can I renovate or make improvements to my home?

Can I pass my home on to my children or heirs?

Who is eligible for Cedar Cash Out?

How does Cedar differ from other equity access options?

What are my responsibilities after the Cash Out?

Can I sell my home in the future?

How stable are the ground rent payments?

Can I still get a reverse mortgage or alternative?

How does Cedar help improve conversion of leads?

How does Cedar improve loan economics?

What are the product availability and restrictions?

Does Cedar work with a qualified mortgage?

Does Cedar require a different closing process?

Read the ground lease guide, contact us, or get a no-strings estimate.